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California Mortgage Loan Privacy Policy "Keeping Your Best Interests At Heart"

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Privacy Policy

By accessing this site you agree to the collection, use and dissemination of your information. However, the collection, use, and dissemination of your information will not entail being sold, rented, leased, traded or otherwise disclosed to any third parties with only the following exception:

It will be forwarded to a single licensed agent or broker, to be known from this point on as a 'Service Provider', who shall act in compliance with all applicable Federal, State, and local laws governing lending/financial institutions. E-MAILS - We do collect e-mail addresses as part of our services. However, we will not send you any e-mails unless you have requested so; we do not utilize e-mail broadcasting without your specific consent!

OTHER INFORMATION - We collect information related to site-traffic, page-views, and impressions. We reserve all rights to promote or otherwise disclose such information PROVIDING THAT IT DOES NOT PERSONALLY IDENTIFY YOU.

SECURITY - We take pro-active measures (including the the use of a 'secure' web site) to protect your information from loss, misuse, or alteration by any unauthorized party.

TERMS OF USE - The submission of information does not constitute a contract. We reserve the right to refuse service for any reason, including the submission of information that appears to be incorrect, fictitious or fraudulent. The commercial use of this site and its contents with out express written permission is strictly prohibited; This includes derivative use of this site for any purpose outside of it's intent, including the gathering of data, use of any trademarked or copyrighted materials, violations of intellectual property, the use of 'mining tools, etc. All cases will be subject to applicable law.

Ascendant Financial is not liable for the actions or inactions of the Service Providers. We do make it our goal, however, to connect you with respectable professionals for the commission of lending services; We will respond immediately to all charges you may bring against a Service Provider as we see fit.

You are solely liable for any information you upload or transmit to this site. You agree to indemnify and hold harmless Ascendant Financial from any claim, action or demand, loss or damages (including attorney's fees), made by any third party arising from or related to your conduct, violation of site terms, or violation of the rights of the third party.

In no event is Ascendant Financial liable for any direct, indirect or consequential damages of any kind or nature arising from your use of this site.

You expressly agree that use of this site is at your own risk and that you will use this site in accordance with all state and federal laws of the United States, including it's counties and municipalities. Ascendant Financial makes no guarantee or warranty in regards to the services provided.

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MORGAGE GLOSSARY

Amortization | Amortization Schedule | Annual Percentage Rate - APR | Biweekly Mortgage | Bridge Loan | Cash Out | Conforming Mortgage | Conventional Morgage | Debt To Income Ratio | Direct Lender | Discount Mortgage Broker | Discount Points | Good Faith Estimate | Grace Period | Impounds | Interest Only | Jumbo Morgage | Loan To Value | LTV | Negative Amortization | No Ratio | Option Arm | Piggyback | PITI | PMI | Prepayment Penalty | Reverse Mortgage | Subprime | Truth in Lending | Wholesale Lender | Yield Spread Premium | YSP

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